As a full-service financial institution, Advance Savings Credit Union has 10,500 owners and approximately $127 million in assets under administration. We understand you better because at Advance Savings Credit Union, you’re an owner and that means understanding the best way to service you is our first priority.
Our complete, attractive package of products and services will allow you to meet your everyday banking requirements as well as assist you in planning for your future security. We offer loans, mortgages, chequing, savings, MasterCard products, RRSPs, RESPs, Internet Banking, market-driven investments, retirement planning and much more. Over the years, Advance Savings Credit Union has grown to offer all the services an owner requires through innovation and response to owners’ needs.
Becoming an owner is a good investment. It’s a better way to handle your finances because you have a voice. Because you’re an owner, understanding you is important to us. Understanding you means that we are committed to providing you with the products, services and skills that will help you reach your life goals. It’s a better way because our primary objective is serving you.
Your share requirement is $5 on deposit in your Share account. This $5 is yours and will stay on deposit with Advance Savings Credit Union for as long as you are an owner.
Choose a financial institution where the very ownership structure is designed to service your needs in the best way and where there is a real commitment to providing you with the skills and information you need to help you realize your financial goals. For further information, and to answer any questions you may have, please call us at 1-506-855-2728.
BRUNCH was established in 1994 and currently represents 22 housing co-operatives. One of its main goals is to be the voice at the government level on all things that need to be addressed and discussed for the betterment of the co-operative housing sector.
During the year BRUNCH puts on two workshops: a mini-workshop in April which is on Board Basics, and later in October the workshops are of a broader range. These workshops give the members a chance to attend the classes and get a better insight on just what the co-op housing sector is all about.
BRUNCH is entering its 15th year as an association for the co-operative housing sector and looks forward to serving its members for many years to come.
Established in 1938, Bayview Credit Union is the largest credit union in New Brunswick, with total assets of $225 million+ at year end of 2007. It boasts over 20,000 members, with 115 full time employees, as well as 7 full service branches throughout southern New Brunswick. Bayview is an industry leader and a growing financial institution. Fully diversified, they are proud to provide to their members a complete slate of products and services from a dedicated staff that pays special attention to member security, personal needs, and modern convenience. Its Board of Directors, chosen by members, is responsible for all strategic planning and ensures that the credit union remains prosperous and progressive.
The Progressive Credit Union is a co-operative organization dedicated to providing full financial services and maximum benefits to their owners. An integral part of a national and international co-operative financial system to provide a means of improving the social and economic well-being of owners and people everywhere.
The Canadian Worker Co-operative Federation is a national, bilingual grassroots membership organization of and for worker cooperatives, related types of co-operatives (multi-stakeholder co-ops and worker-shareholder co-ops), and organizations that support the growth and development of worker cooperatives. CWCF was incorporated in 1992. CWCF's Vision is to be a growing, cohesive network of democratically controlled worker co-ops that provide a high quality of worklife, and support the development of healthy and sustainable local economies, based on cooperative principles.
Established in 1946 with its creamery, Carleton Co-operative Ltd now boasts of a full service Grocery Store, Gas Bar, and Country Store which carries a complete line of feed products, crop inputs, farm inputs and animal health supplies to meet the needs of farms of all sizes, as well as supplying both urban and rural consumers with a wide selection of hardware, pet food and lawn and garden supplies.
Co-op Atlantic is the only grower-to-grocer in Atlantic Canada that partners with local farmers and producers to help grow some of the products sold in their stores. They carry a full range of national brand and co-op private label products to ensure that their members, owners and customers enjoy a full shopping experience.
Co-op Atlantic is a diverse and innovative business serving member co-operatives throughout Atlantic Canada and the Magdalen Islands. They are one of the largest integrated wholesale agri-food operations in the region and are listed as one of the top 10 businesses in Atlantic Canada. Their core business focus is on consumer food products and the agricultural operations that support the production of many of those food products. Co-op Atlantic also has significant holdings in real estate, housing, and petroleum.
This diverse and dynamic organization is a major contributor to the regional economy and have strong partnerships with co-operatives, producers, suppliers and employees throughout Atlantic Canada.
The Sussex & Studholm Agricultural Society #21 was established in 1841 by a group of farmers for the betterment and improvement of agriculture in the parishes of Sussex and Studholm. It is believed to be the oldest continuously operating Agricultural Society in the world. This member owned co-operative remains a very important part of Sussex and Studholm's heritage and community, and it currently has approximately 2,600 members.
Since its establishment in 1841, the Sussex & Studholm Agricultural Society #21 has met with continued success, including a Livestock Auction (introduced in 1958), a Community Pasture (introduced in 1960), a Grocery Store (introduced in 1970 and currently undergoing renovations), and a Gas Bar (introduced in 1989). A fire in 1987 saw the rebuilding of the Farm Store in 1988, as well as the establishment of a Feed Mill.
With offices in Halifax, Nova Scotia, Riverview, New Brunswick and Charlottetown, Prince Edward Island, Atlantic Central’s role is to provide liquidity management, payments processing and trade association services that support the credit unions of Atlantic Canada. The central provides leadership, advocacy and a range of support services in the fulfillment of these key functions. Through our leadership and the excellence of our people, products and services, we support credit unions in becoming the financial institution of choice.
The FDCC is the largest direct charge co-op in Atlantic Canada, with over 8500 families from the Fredericton area (representing over 25,000 individuals). They also ranked 49th in Atlantic Canada's "Top 101" businesses and have frequently won Co-op Atlantic's "Retailer of the Year" award, as well as receiving regular mention on the Government of Canada's list of top 50 non-financial co-operatives
This co-op proudly attributes much of its success to its Member Relations Committee, which has been set with the task of communicating with and educating members on the co-operative business model, the role that individual members play in a co-op, and the way that co-ops help out the community.
Since its opening in 1995, Fundy Funeral Home has been providing dedicated service to members and non-members in the Saint John and surrounding areas. Its founders were all members of the co-op / Credit Union movement who had a vision, whereby funeral services could be provided for the community through member ownership, and thereby offering more affordable costs. It has been successful ever since.
A proud member of the network of Canadian Mutuals, Fundy Mutual Insurance Company has been serving the insurance needs of New Brunswickers for over 65 years. Their simple approach to providing quality insurance to clients has led to their continued success and respect in the community.
Their mission is to be an innovative, member owned and directed company, delivering competitive insurance products in a personal manner for the protection of people in their communities. They are also proud supporters of their community, having awarded 4 annual scholarships to local and deserving students, among their other charitable contributions.
SouthEastern Mutual is proud to be a member of the network of Canadian mutuals. Together the companies form one of the largest insurers in the country, and their unique method of risk sharing provides a cost effective way of protecting policyholders. Members of the network share and benefit from each others' major risks. Any liability over a certain amount is automatically reinsured by the entire network, thereby protecting all the companies and policyholders from being damaged by a large claim.
Mutuals are owned by their policyholders. Everything the company does is for their benefit. They decide how the company is to be represented and run. Over the years, it has proven to be an extremely successful formula for providing Canadians with secure insurance protection at reasonable cost.
This high quality insurance provider is proud to have served over 100,000 New Brunswickers!
OCIA International is one of the world's oldest, largest and most trusted leaders in the organic certification industry. A non-profit, member-owned, agricultural organization, OCIA is dedicated to providing the highest quality organic certification services and access to global organic markets. As providers and consumers of certified organic products, they are committed to environmentally sound stewardship. OCIA provides certification services to thousands of organic farmers, processors and handlers from over 20 countries in North, Central and South America, Asia, Africa, and Europe.
The SNB Wood Co-operative Limited was formed in 1974 to become the business arm of the Wood Producers Association. The Co-op obtained contracts and bought forest products from its members to be resold to industries. By combining the many small volumes of individual woodlot owners in a single larger volume, the Co-op was able to negotiate better prices for its members.
Any interested person may join the Co-op upon approval of the Board of Directors. Today, the Co-op has over 1,655 members and is managed by a Board of nine directors.
CHF Canada is the nation-wide umbrella organization for co-op housing and Canada's link with co-op housing around the world. As spelled out in their mission, mandate and values:
The Co-operative Housing Federation of Canada (CHF Canada) is the organized voice of the Canadian co-operative housing movement.
We exist to unite, represent and serve the community of housing co-operatives across Canada and member organizations that support their operation and development.
We work actively for the growth, stability and independence of the co-operative housing movement in Canada. As part of the larger co-operative movement, we promote the practice of co-operation in Canada and abroad.
Since its beginnings in 1942, Northumberland has grown into a well known, leading brand in New Brunswick. Northumberland is primarily a processor of fluid milk, broker/distributor as well a Co-op Supply center, and Food Service supplier that caters to restaurants, take-outs and health care accounts. The company's affiliation and partnerships provide Northumberland Co-operative Ltd. the ability to offer Atlantic Canada distribution, desirable for many national operations.
Northumberland Dairy guarantees the highest standard of quality and safety for its products. The name Northumberland is synonymous with quality and freshness. The recently expanded modern, up to date processing facility in New Brunswick consistently achieves or exceeds plant standards set out by the Canadian Food Inspection Agency. As the recipient of the 1999 New Brunswick Quality Award in the category of large manufacturer, Northumberland is proud to be New Brunswick owned and operated.
The Co-op Supply Center division started to service the agricultural community and members of the co-operative with farm related supplies. Its facility and lines have expanded over the years to include a broad line of hardware and building supplies. There is NO membership required to shop at this retail store, it predominately services the residents of the City of Miramichi.
Food Service division has evolved and expanded its facilities to service Northumberland's growing restaurant and institutional customer base. The broad line of fresh product such as milk, cream, butter, juices and sour cream is only the beginning to an even longer line up of frozen products available through the provincial distribution of Northumberland's Food service division. The frozen products include a list of over 2,000 items including anything from ice cream, novelties, specialty deserts to main course meals to snacking finger foods.
Since their incorporation on May 25 1989, St. Croix Valley have strived to meet their purpose, to provide affordable rental family housing to low and moderate income families. In 1990 the company constructed 20 town houses and 12 two-bedroom apartments. construction was finished in 2005.
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